Home of the Empowered Solution

A proprietary process designed for pre-retirees/retirees and their families, often
the “millionaire next door” and successful business owners and professionals,
who aspire to achieve financial independence and a work-optional lifestyle

What is Your Risk Number?

Capture your risk tolerance and see if your portfolio fits you.


Empowered Financial Management is a local company in the Madison, Wisconsin community that has focused mission seeking to make a large impact. Through the Empowered Solution, our experts design retirement plans for pre-retirees that, who among other things, aspire to achieve financial independence and a work-optional lifestyle.


Listen to recent radio episodes of “Ask the Experts” on News/Talk 1310 WIBA featuring Pete Cymbalak and Empowered Financial Management


We utilize the Empowered Solution, a proprietary process designed for pre-retirees and their families –
primarily a group of successful business owners, professionals, and the “millionaire next door” – that focuses on the entire retirement plan versus only investments and income planning.

Empowered Financial Management is a locally owned and operated company founded by retirement and investment specialists. We engage high quality, independent wealth managers who specialize in significantly reducing risk during times of volatility, while capturing a large majority of the gains of the upside. This strategy allows our clients to secure a better, and worry-free, retirement.

Helping you meet your financial needs is our FIRST priority. We’re happy to meet with you when it is most convenient for you.

Contact us at team@retiremadison.com or 608-212-7300 to schedule a time to discuss your financial situation

and the potential role of insurance in your financial strategy.

Our Firm

When meeting with pre-retirees and retirees, we often find that they did not have a complete plan that includes all six pillars of retirement: income plan, investment plan, tax plan, health & long-term care plan, legacy plan, and a fiduciary advisor. They often had an investment plan, but did not have a written income plan, did not have a clear picture of their tax situation before, during, or even after retirement, could not list 2-3 hedges they were utilizing to hedge healthcare costs, and more. This was a serious problem – but what was even more serious is that these pre-retirees and retirees were not aware that they even had a problem!

This is why we created the Empowered Solution, a proprietary process that covers every piece of the retirement puzzle. Planning in retirement should be proactive, not reactive. Unknowing mistakes may cause you to run out of money, have the legacy you leave for your beneficiaries spent within two years, leave your spouse in higher income bracket with less net income, pay higher medical bills than expected, or many other critical issues.

Our strategies focus on low-risk and low-volatility investments. Empowered Financial Management’s philosophy is to focus on the preservation of wealth during both the accumulation and distribution stages of retirement planning. We are not product driven, but rather show our clients how to be defensive in bad times and opportunistic in good times.

We understand that the Empowered Solution is not for everyone. In fact, we get to know you and allow you to get to know us before any decisions are made; we take the time necessary so we both evaluate if the Empowered Solution is the right fit for your situation. This is a lifelong relationship, so this is important to us, just as we know it is important to you.

Are You a Fit for the Empowered Solution?

Schedule a time to have “FIT” meeting with our team

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Organizations we partner with:

This website is a publication of Empowered Financial Investments, LLC. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. Information on this website does not involve the rendering of personalized investment advice, but is limited to the dissemination of general information on products and services. A professional adviser should be consulted before implementing any of the strategies presented. Content should not be construed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein. Hyperlinks on this website are provided as a convenience and we disclaim any responsibility for information, services or products found on websites linked hereto. Empowered Financial Investments, LLC is registered as an investment adviser and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. Any tax and estate planning information provided is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. - Enfold Theme by Kriesi